Tips for home styling in 2018
While we may be already a quarter into the new year, it’s never too late to get started on your updated look around the home.
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22 important questions to ask your mortgage broker
When applying for a loan for a new home or investment property, or refinancing your current loan, an experienced mortgage broker....
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Learn the Lending Lingo
Embarking on any type of milestone decision – buying a new home, upgrading the car, setting up an investment portfolio – can....
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When to health check your home loan
Much like we all need to work at our fitness to maintain our health, service the car to keep it running well and even go for the....
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LOAN STUDIO LEGENDARY
Loan Studio is a savvy team of experienced mortgage brokers who take the hard work out of arranging a loan. From our initial....
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Say goodbye debt (and hello home loan) in seven straightforward steps
It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard
to pay it off.
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Towards 2019: What next for the housing market?
The Australian residential housing market has been highly variable this year, and we’ve seen some highlights as well as....
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Should you live in your house while you renovate
It can be tempting to stay in your home when you’re renovating, rather than spending money on rent. But is it really a good....
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Is buying to flip still viable in today's market?
With the property boom of recent years and the popularity of TV renovation shows like The Block and House Rules, increasing....
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How to negotiate in a softer housing market
Seller expectations are high but buyers want low prices – what’s to be done? Two real estate agents detail how to negotiate....
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Changes for property investors
In a highly regulated environment, property investment growth can be slower. We take a look at some of the changes to be aware of....
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Smart homes are for old homes too…
It seems that anyone can add ‘smart’ to the front of an existing word and it automatically attracts attention.
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The risk of underinsurance and over-insurance for mortgage protection
Your home or property may be your biggest financial asset.
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New communities – your check list
When you’re on the path to home ownership, it can feel that you need a doctorate in research techniques to navigate the volumes....
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INSURANCE IN SUPERANNUATION
key questions every client should ask their Financial Adviser about Insurance in Superannuation.
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LOAN STUDIO LEGENDARY
Loan Studio is a savvy team of experienced mortgage brokers who take the hard work out of arranging a loan. From our initial....
Watch Video >
Did you know… about property insurance between exchange and settlement?
Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is....
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Nathan Free Interview - Personal Insurance
In this interview, Nathan Free helps you to understand all about personal insurance.
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Mattresses, mortgage brokers and disappearing elephants
There are so many lenders out there and within those lenders are so many rates and types of loans, how does the average person....
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Why some interest-only borrowers are keen to switch
New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own....
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Towards 2019: What next for the housing market?
The Australian residential housing market has been highly variable this year, and we’ve seen some highlights as well as....
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Refinancing - what you need to know
Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the....
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Renting out your holiday home
Buying an investment home by the seaside or tucked away in a country hamlet, with plans for retirement, is a very common....
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What is bridging finance?
If you are faced with the situation where the perfect new home comes along but you haven’t yet sold your existing home, or are....
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Recent Q & A
How does a Broker get paid?
In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount can vary from 0.50% to about 1%, depending on the type of mortgage they sell and what the lender is offering. If you sign a $300,000 mortgage, your....
Read More >How much of a deposit do I really need?
Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a property’s value inclusive of any mortgage insurance (LMI) payable. As a rule, we recommend our clients save 10% of the property’s value, as this will....
Read More >Does Loan Studio handle the First Home Owners Grant (FHOG) for me?
Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and Progress Payments are processed accurately. Caryel and the team will manage all aspects of the FHOG application process and support you every step of....
Read More >What information do I need to provide you to obtain my finance?
Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth Certificate Income Documents – Pay slips, Tax Returns, Rental Statements Property – Rates Notice, Contract of Sale and insurance certificate Other....
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