Genuine Savings
Genuine savings are required when borrowing more than 85% of the property value and there are different conditions.
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Home Loan
How Much Deposit?
posted February 24, 2017In most situations you will need a deposit to purchase a property, and most lenders will require a minimum of 10% for a deposit,....
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Why use a Mortgage Broker?
posted February 24, 2017Did you know that often Mortgage Brokers can source a better rate from your lender than you could yourself? And there is no cost....
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Home Loan
Principle and Interest Only
posted February 24, 2017There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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Home Loan
Pre Approval Documentation
posted February 24, 2017When seeking a pre-approval you will need income information, debt details and personal identification
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
