Lenders Mortgage Insurance
Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks not the consumer.
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Home Loan
Andrew Sammut Interview - Selecting an Aggregator
posted March 02, 2017In this interview, Andrew Sammut helps you understand the process in selecting an aggregator
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Principle and Interest Only
posted February 24, 2017There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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Associated Costs
posted February 24, 2017When you are buying a home there a number of additional costs to consider, make sure you know what you are up for before you make....
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Redraw Facility
posted February 24, 2017A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
