Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection.

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Genuine Savings

Genuine Savings

Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
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Principle and Interest Only

Principle and Interest Only

There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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Reduced Deposit

Reduced Deposit

A reduced deposit is possible with some volume builders and land developers, with the remaining deposit to be paid prior to....
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Why use a Mortgage Broker?

Why use a Mortgage Broker?

Did you know that often Mortgage Brokers can source a better rate from your lender than you could yourself? And there is no cost....
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