Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of other criteria that needs to be considered.

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Finance Clause

Finance Clause

It is recommended when you make an offer on a property you have a finance clause included in the event finance approval is not....
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When is Deposit Due?

When is Deposit Due?

The type of property you are purchasing affects the deposit requirements in regards to % of total price and when components are....
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Pre Approval

Pre Approval

Wondering about how pre-approvals work and when is the best time to get organised? Done right they can speed up the borrowing....
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Principle and Interest Only

Principle and Interest Only

There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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