Borrowing Capacity
Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of other criteria that needs to be considered.
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Home Loan
Reduced Deposit
posted February 24, 2017A reduced deposit is possible with some volume builders and land developers, with the remaining deposit to be paid prior to....
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Home Loan
Offset Facility
posted February 24, 2017Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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Home Loan
Stamp Duty
posted February 24, 2017Stamp duty is a large cost associated with purchasing a property, there are concessions available
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Home Loan
Lenders Mortgage Insurance
posted February 24, 2017Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
