Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of other criteria that needs to be considered.

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Offset Facility

Offset Facility

Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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What Does a Bank Assess For Credit Worthiness?

What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't....
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Why use a Mortgage Broker?

Why use a Mortgage Broker?

Did you know that often Mortgage Brokers can source a better rate from your lender than you could yourself? And there is no cost....
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Conveyancer

Conveyancer

In the purchase of a property you will need to engage the services of a solicitor or conveyancer to review the contract
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