Borrowing Capacity
Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of other criteria that needs to be considered.
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Home Loan
Genuine Savings
posted February 24, 2017Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
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Home Loan
Loan to Value Ratio
posted February 24, 2017Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Home Loan
Finance Clause
posted February 24, 2017It is recommended when you make an offer on a property you have a finance clause included in the event finance approval is not....
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Home Loan
Low Doc Loans
posted February 24, 2017Low doc loans are good options for self-employed or business owner, as a lower level of documentation is required, not offered by....
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
