Principle and Interest Only
There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different borrower situations.
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Home Loan
Basic Home loan
posted February 24, 2017A basic home loan can suit a client wanting a simple product without additional benefits, and can have a very low rate
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Home Loan
What Does a Bank Assess For Credit Worthiness?
posted February 24, 2017Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't....
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Home Loan
Relocation Loan
posted February 24, 2017Sometimes known as a bridging loan, these loans are used when you are in between selling your existing property and have bought a....
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Home Loan
Lenders Mortgage Insurance
posted February 24, 2017Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
