Principle and Interest Only

There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different borrower situations.

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Offset Facility

Offset Facility

Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Genuine Savings

Genuine Savings

Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
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Variable vs Fixed Rate

Variable vs Fixed Rate

Should I look for a variable or fixed loan rate? It depends on your circumstances, learn more
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