How Much Deposit?
In most situations you will need a deposit to purchase a property, and most lenders will require a minimum of 10% for a deposit, by increasing your deposit you can work towards avoiding lender's mortgage insurance.
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Stamp Duty
posted February 24, 2017Stamp duty is a large cost associated with purchasing a property, there are concessions available
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Pre Approval
posted February 24, 2017Wondering about how pre-approvals work and when is the best time to get organised? Done right they can speed up the borrowing....
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First Home Owner Grant
posted February 24, 2017The First Home Owners Grant is only for newly constructed homes and can be used towards the purchase price
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Home Loan
Genuine Savings
posted February 24, 2017Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
