First Home Owner Grant

The First Home Owners Grant is only for newly constructed homes and can be used towards the purchase price.

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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Principle and Interest Only

Principle and Interest Only

There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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Lenders Mortgage Insurance

Lenders Mortgage Insurance

Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Borrowing Capacity

Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
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