Pre Approval Documentation

When seeking a pre-approval you will need income information, debt details and personal identification.

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Why Renting Helps

Why Renting Helps

It can be good news for renters, some banks will assess your rental payments as savings
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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Lenders Mortgage Insurance

Lenders Mortgage Insurance

Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Principle and Interest Only

Principle and Interest Only

There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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