What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Variable vs Fixed Rate

Variable vs Fixed Rate

Should I look for a variable or fixed loan rate? It depends on your circumstances, learn more
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Low Doc Loans

Low Doc Loans

Low doc loans are good options for self-employed or business owner, as a lower level of documentation is required, not offered by....
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Borrowing Capacity

Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
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 First Home Owner Grant

First Home Owner Grant

The First Home Owners Grant is only for newly constructed homes and can be used towards the purchase price
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