What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Basic Home loan

Basic Home loan

A basic home loan can suit a client wanting a simple product without additional benefits, and can have a very low rate
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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Borrowing Capacity

Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
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Offset Facility

Offset Facility

Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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