What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Refinancing

Refinancing

Are you currently reviewing whether you have the best finance solution for you? Maybe you need a finance health check?
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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Family Guarantee

Family Guarantee

Family guarantee loans can be a great way when you don't have a deposit to purchase a new property, you can have a family member....
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Reduced Deposit

Reduced Deposit

A reduced deposit is possible with some volume builders and land developers, with the remaining deposit to be paid prior to....
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