What Does a Bank Assess For Credit Worthiness?
Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.
We thought you might also like...
Home Loan
Changeover Loan
posted February 24, 2017A changeover loan is used when you need move from an existing property to a new purchase, giving you flexibility while you make....
Watch Now >
Home Loan
Jocelyn Lucas Interview - Role of a Conveyancer
posted March 02, 2017Find out about the role a conveyancer has in this interview with Jocelyn Lucas.
Watch Now >
Home Loan
Progress Payments
posted February 24, 2017Progress payments are part of building a new home, they are required at key milestones throughout the building process, find out....
Watch Now >
Home Loan
Redraw Facility
posted February 24, 2017A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
Watch Now >
Find us on
Call us
1300 978 051
Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
