What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Associated Costs

Associated Costs

When you are buying a home there a number of additional costs to consider, make sure you know what you are up for before you make....
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Pre Approval Documentation

Pre Approval Documentation

When seeking a pre-approval you will need income information, debt details and personal identification
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Mortgage Protection

Mortgage Protection

Mortgage protection secures yourself against a change in life circumstances that can affect your ability to repay your loan....
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