What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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First Home Buyer Session Video (Carlisle Homes/Loan Studio)

First Home Buyer Session Video (Carlisle Homes/Loan Studio)

Take a tour of a First Home Buyer Session at leading builder Carlisle Homes, from the comfort of home
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Borrowing Capacity

Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
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Redraw Facility

Redraw Facility

A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
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Finance Clause

Finance Clause

It is recommended when you make an offer on a property you have a finance clause included in the event finance approval is not....
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