What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

We thought you might also like...

Relocation Loan

Relocation Loan

Sometimes known as a bridging loan, these loans are used when you are in between selling your existing property and have bought a....
Watch Now >
Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
Watch Now >
Progress Payments

Progress Payments

Progress payments are part of building a new home, they are required at key milestones throughout the building process, find out....
Watch Now >
How Much Deposit?

How Much Deposit?

In most situations you will need a deposit to purchase a property, and most lenders will require a minimum of 10% for a deposit,....
Watch Now >