What Does a Bank Assess For Credit Worthiness?
Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.
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Home Loan
Pre Approval Documentation
posted February 24, 2017When seeking a pre-approval you will need income information, debt details and personal identification
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Home Loan
First Home Buyer Session Video (Carlisle Homes/Loan Studio)
posted February 24, 2017Take a tour of a First Home Buyer Session at leading builder Carlisle Homes, from the comfort of home
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Home Loan
Reduced Deposit
posted February 24, 2017A reduced deposit is possible with some volume builders and land developers, with the remaining deposit to be paid prior to....
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Home Loan
Loan to Value Ratio
posted February 24, 2017Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
