What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

We thought you might also like...

Associated Costs

Associated Costs

When you are buying a home there a number of additional costs to consider, make sure you know what you are up for before you make....
Watch Now >
Finance Clause

Finance Clause

It is recommended when you make an offer on a property you have a finance clause included in the event finance approval is not....
Watch Now >
Redraw Facility

Redraw Facility

A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
Watch Now >
Borrowing Capacity

Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
Watch Now >