What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Redraw Facility

Redraw Facility

A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
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Changeover Loan

Changeover Loan

A changeover loan is used when you need move from an existing property to a new purchase, giving you flexibility while you make....
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Offset Facility

Offset Facility

Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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Low Doc Loans

Low Doc Loans

Low doc loans are good options for self-employed or business owner, as a lower level of documentation is required, not offered by....
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