What Does a Bank Assess For Credit Worthiness?
Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.
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Home Loan
Offset Facility
posted February 24, 2017Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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Home Loan
Low Doc Loans
posted February 24, 2017Low doc loans are good options for self-employed or business owner, as a lower level of documentation is required, not offered by....
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Home Loan
How Much Deposit?
posted February 24, 2017In most situations you will need a deposit to purchase a property, and most lenders will require a minimum of 10% for a deposit,....
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Home Loan
Mortgage Protection
posted February 24, 2017Mortgage protection secures yourself against a change in life circumstances that can affect your ability to repay your loan....
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
