What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Pre Approval

Pre Approval

Wondering about how pre-approvals work and when is the best time to get organised? Done right they can speed up the borrowing....
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When is Deposit Due?

When is Deposit Due?

The type of property you are purchasing affects the deposit requirements in regards to % of total price and when components are....
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Family Guarantee

Family Guarantee

Family guarantee loans can be a great way when you don't have a deposit to purchase a new property, you can have a family member....
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Offset Facility

Offset Facility

Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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