What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

We thought you might also like...

Pre Approval

Pre Approval

Wondering about how pre-approvals work and when is the best time to get organised? Done right they can speed up the borrowing....
Watch Now >
Genuine Savings

Genuine Savings

Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
Watch Now >
Professional Package

Professional Package

A professional package is a solution grouping together loans, credit cards and other products, to consolidate your finances
Watch Now >
Lenders Mortgage Insurance

Lenders Mortgage Insurance

Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
Watch Now >