What Does a Bank Assess For Credit Worthiness?
Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.
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Home Loan
Basic Home loan
posted February 24, 2017A basic home loan can suit a client wanting a simple product without additional benefits, and can have a very low rate
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Home Loan
Principle and Interest Only
posted February 24, 2017There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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Home Loan
Finance Clause
posted February 24, 2017It is recommended when you make an offer on a property you have a finance clause included in the event finance approval is not....
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Home Loan
Why Renting Helps
posted February 24, 2017It can be good news for renters, some banks will assess your rental payments as savings
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 3.59% per annum is as at 1 February 2017 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 3.59% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 3.66% per annum is as at 1 February 2017 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)
