What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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Finance Clause

Finance Clause

It is recommended when you make an offer on a property you have a finance clause included in the event finance approval is not....
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Associated Costs

Associated Costs

When you are buying a home there a number of additional costs to consider, make sure you know what you are up for before you make....
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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Basic Home loan

Basic Home loan

A basic home loan can suit a client wanting a simple product without additional benefits, and can have a very low rate
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