What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't lose hope.

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LOAN STUDIO LEGENDARY

LOAN STUDIO LEGENDARY

Loan Studio is a savvy team of experienced mortgage brokers who take the hard work out of arranging a loan. From our initial....
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Lenders Mortgage Insurance

Lenders Mortgage Insurance

Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Redraw Facility

Redraw Facility

A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
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Borrowing Capacity

Borrowing Capacity

Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
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