Stamp Duty

Stamp duty is a large cost associated with purchasing a property, there are concessions available.

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Loan to Value Ratio

Loan to Value Ratio

Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Lenders Mortgage Insurance

Lenders Mortgage Insurance

Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Why Renting Helps

Why Renting Helps

It can be good news for renters, some banks will assess your rental payments as savings
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What Does a Bank Assess For Credit Worthiness?

What Does a Bank Assess For Credit Worthiness?

Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't....
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